Power Up Your

Financial Strategy

Unlock your full potential knowing that your family's future is protected and secured. Talk to a PRUfessional today!

Power Up Your

Financial Strategy

Unlock your full potential knowing that your family's future is protected and secured. Talk to a PRUfessional today!

MY Story

I am an entrepreneur and an Insurance Agent in PRULIFE UK. I value trust, transparency and good customer relationship more than anything.

With my expertise and commitment to client success, I provide comprehensive insurance advisory services tailored to your unique goals.

learn from a pRUfessional

Below are some FACTS that other insurance agents WILL NOT TELL YOU!

VUL Insurance - is it for you?

Some people say "VUL is a SCAM!" Do you know why? Because some agents preach that VUL Insurance is primarily an investment scheme! Well here's the truth - IT IS NOT AN INVESTMENT SCHEME!

While VUL is still a great Insurance Product, you should only get one if...

It is not an Educational Plan

I personally discourage selling Insurance Plan as an Educational plan because it causes confusion. I mean what's wrong with "selling insurance as an insurance"?

While it can technically provide assistance with their future studies if...

ZERO Claims? Yes, it's possible

Not all policies result in a claim payout. Several factors can lead to claim denials. Understanding these common pitfalls is key to ensuring your coverage works when needed most. Make sure that you understand these factors...

Your Policy Might Lapse If You Miss a Payment

While many agents reassure clients that term insurance is affordable, they often fail to stress the consequences of missed payments. Missing even one payment could lead to a policy lapse, leaving you without coverage. Honest agents should help clients select payment methods or policies that fit their budget and lifestyle to avoid this risk. Or the best option would be going for the VUL plan because...

Flexible Premiums & Benefits

You can adjust your premium payments based on your financial situation, providing more control over your cash flow.

Also offers comprehensive benefits for Critical Illness, Accident and even Income Replacement if you get hospitalized.

Policy will not lapse right away

A VUL policy won’t lapse immediately if you miss a payment because it can use the accumulated cash value to cover insurance costs. As long as there’s enough cash value in the policy, it will stay active.

Life Protection with Savings

VUL provides both life insurance coverage and a savings/investment component, helping you protect your family while potentially growing your wealth.

Once you decided to surrender your policy, you can withdraw all of your fund value.

PRULink Assurance Account Plus

Below are sample quotations for clients with age range of 25 to 34 with monthly budget of P3,500 Monthly.

25 Years Old, Healthy Client

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